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5 things you need to know when getting a new mortgage, renewing your mortgage, or switching lenders:

Author: Keith Uthe Demystifying Mortgages |

  1. The posted rate you see is not the best rate!
  2. Do your research – know what is available vs. what is being offered.
  3. Using a mortgage broker will get you a better product and rate vs. the bank.
  4. Loyalty to your bank will not affect your rate or impact future business with them!
  5. It’s not all about rate – check the terms before you sign.