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Contact Us Today for Personalized Debt Relief Strategies and Mortgage Solutions!

At Keith Uthe Demystifying Mortgages, we understand that facing overwhelming debt can be challenging. If you're considering bankruptcy or a consumer proposal, we offer alternative solutions that can provide a light at the end of the tunnel. Our experienced mortgage professionals are here to guide you through the process and help you find the best strategies to reduce your monthly debt payments and regain financial stability.

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Alternative Solutions to Consumer Proposal & Bankruptcy in Calgary, AB

Personalized Debt Relief Solutions in Calgary, Alberta, Tailored to Your Needs

Don't let bankruptcy or a consumer proposal be your only options. We provide personalized debt relief solutions that can help you overcome financial difficulties and avoid the long-lasting consequences of these paths.

Our mortgage expertise enables us to offer the following strategies:
  • Refinancing: Restructure your mortgage payments by refinancing your existing mortgage. We assess your financial situation and explore opportunities to lower your monthly payments by adjusting the interest rate, extending the amortization period, or accessing available equity.
  • Vehicle Loans: If you have outstanding vehicle loans contributing to your debt burden, we can help you evaluate options for restructuring or assessing the value of your vehicle. We aim to reduce your financial strain and improve your overall debt management through tailored solutions.
  • Debt Consolidation: Utilize the equity in your home with a debt consolidation mortgage. By consolidating your debts, including credit cards, lines of credit, and other loans, you can streamline your payments into a single monthly installment, often at a lower interest rate.
  • Reverse Mortgage: If you are a homeowner aged 55 or older, a reverse mortgage can provide relief by allowing you to access your home's equity without the burden of monthly payments. This solution can be especially helpful for retirees or individuals with limited income.
  • Negotiating Debt Repayments: Our team has expertise in negotiating with creditors to establish manageable debt repayment plans. We work on your behalf to reach agreements that align with your financial capacity and provide a pathway to debt resolution.