Financing Solutions for Your Dream Vacation Property

Financing a vacation home requires careful consideration and expertise. We offer financing options designed specifically for vacation and second homes. Here's what we provide:

• High-Ratio Mortgages: Some lenders offer high-ratio mortgage options with as little as 5% down, depending on the type of property. We'll help you explore these options and find the best solution for your specific needs.

• Higher Down Payments: Depending on the purpose, type of property, and access throughout the year, higher down payments of 20% or more may be required. We'll assess your situation and provide guidance on the ideal down payment strategy.

• Property Assessment: It's essential to evaluate the quality and suitability of vacation properties. We'll assess properties with year-round road access, residential-standard water and septic systems, electrical and heating systems, and recreational purposes. We'll also provide information on any additional restrictions or considerations for properties with seasonal access.

• Tailored Solutions: Every situation is unique, and we're here to provide factual information and outline the financing process, ensuring you can make an informed decision about your vacation property.

• Refinancing: If you currently own a home, refinancing your mortgage to include a second property is an option worth considering. We'll guide you through the refinancing process and explore how it can help you finance your dream vacation home.