Equity Mortgage Lending Calgary, Alberta
Calgary Mortgage Agent/ Specialist
Do you need to leverage the equity in your home to borrow money? Depending on your situation there could be a few options available to you. Through the Mortgage Consultation process we will determine what is best for you. There are mortgage options that range from home equity lines of credit, lender 2nd mortgages and lines of credit, reverse mortgages and private lender options that can all be considered as possible Mortgage Solutions to meet your needs.
A mortgage pre-approval is so important to ensure that you are buying within your purchasing ability. There is nothing worse than having your heart set on a home that ultimately you cannot qualify for the mortgage to buy. A critical part of the pre-approval is ensuring you have all of your documents ready, down payment in place, taxes filed, taxes paid, and income verification documents. Finally when it comes to the actual mortgage ensure you consider the terms of the mortgage and not just the rate. Different lenders have different terms and saving a little on rate could cost you way more in the long run due to a term in the mortgage you did not understand, realize or expect to get in the way of your future.