Real Estate Investment Advising
Real Estate Investment Advisor Calgary, Alberta
Hi Everyone. My name is Keith Uthe and I am a Certified Real Estate Investment Advisor, Licensed Mortgage Agent, Realtor and Real Estate Investor. I began investing in real estate in 2003, along with my partner; Nancy in 2003 and we now own 17 doors, have five joint venture partnerships. After many years of working at a job that was unsatisfying, I worked on finding and following my inner-self, overcoming the fear of change. I made that change when I was subsequently laid off I realized how much I could help people with my knowledge and completed my training to become a Licensed Mortgage Agent. I now work with one of the largest volume Mortgage Alliance brokerages in Canada - Enrich Mortgage Group in Calgary which is licensed to do financing from B.C. to Quebec.
Ongoing education in real estate investing is very important to me which is why I joined the Real Estate Investment Network (REIN in 2011) and continue my learning through REIN and other investment and course opportunities. I have completed courses on Agreement for Sales, Joint Ventures and Multi-family investments. I have presented live to the REIN community several times and had several featured articles in the REIN Life magazine. I have been a basketball official for 30 years for both able body and wheelchair basketball and in 2017 I officiated at the 2017 Invictus Games in Toronto.
My vision and purpose is that 'Everyone Shall Live a Life of Abundance'. In order to fulfill my vision I look for simple ways that I can significantly impact many people’s lives every day. That is what is great about what I do as a Real Estate Investment Advisor and Mortgage Agent as they work so well with each other. I tap into all of my knowledge and experience as I work with clients that may be buying their first home, 10th property, or may be challenged to figure how to buy the first or next one. As your coach I strive to create a coaching experience that pushes you to find your fears, face them and overcome them to achieve more. I will leverage my team for you in wealth planning, insurance, contractors, mortgage financing, real estate purchase and sales as well as cash-flow analysis and negotiation. I will work with you to ensure there is a secure foundation and purpose that can be relied upon and stepped towards everyday so you can achieve your real estate and life goals.
A mortgage pre-approval is so important to ensure that you are buying within your purchasing ability. There is nothing worse than having your heart set on a home that ultimately you cannot qualify for the mortgage to buy. A critical part of the pre-approval is ensuring you have all of your documents ready, down payment in place, taxes filed, taxes paid, and income verification documents. Finally when it comes to the actual mortgage ensure you consider the terms of the mortgage and not just the rate. Different lenders have different terms and saving a little on rate could cost you way more in the long run due to a term in the mortgage you did not understand, realize or expect to get in the way of your future.