Commercial Mortgages Calgary, Alberta
Using our team of professionals, we can help you with all kinds of commercial financing needs.
- Light Industrial
- Heavy Industrial
- Office Building
- Multi Family 4 units +
- Commercial Condo Bays
- Bed and Breakfast
- And more...
The loan to value will vary depending on the property type, location and use. Owner occupied property is evaluated differently than an investment property as the business models are different.
We have access to many commercial lenders that are not the banks and have creative solutions you would otherwise not be aware of.
One of the most common misunderstandings is that people think commercial mortgages are done the same way as residential mortgages. THEY ARE NOT!. They are different in almost every way. The most common misunderstanding about commercial mortgages is that the borrower is responsible for paying all of the costs for lender application fees, appraisals, environmental assessments, building condition assessments, all legal fees and broker fees. These can easily amount 10’s of thousands of dollars depending on the cost of the building.