First Time Home Buyer Mortgage Calgary, Alberta
The typical first-time home buyer has limited funds for their down payment. Through an insured mortgage you can achieve your goal of home ownership. Leveraging savings in your registered retirement funds (RRSP) you can access up to $35K per person tax and interest free for your down payment.
Did you know that it is possible to purchase a home with as little as a 1% down payment? If you have good credit, good income and limited debt this may be a great fit to get you into your first home.
We also have specialized lending programs for New to Canada buyers as well. If you have been in Canada on a work visa for less than 3 years, have permanent employment and can get proof of your rental payments then home ownership is within your reach.