Renovation Financing Calgary, Alberta
Are you planning a major home renovation or something simpler? Let Our Calgary Mortgage Broker help you finance your home improvement projects.
You have many options for financing home renovations, each with pros and cons. Explore them all to decide which is best for you. I can review and further explain your options, tell you how much you can borrow and pre-approve your loan.
- Personal Loan
- Personal Line of Credit
- Secured Line of Credit and Home Equity Loan
- Mortgage Refinancing
- Financing Upon Home Purchase
- Grant and Rebate Options for Energy Efficiency
With so many options you should speak with a professional that can help you make the right decision for you.
A mortgage pre-approval is so important to ensure that you are buying within your purchasing ability. There is nothing worse than having your heart set on a home that ultimately you cannot qualify for the mortgage to buy. A critical part of the pre-approval is ensuring you have all of your documents ready, down payment in place, taxes filed, taxes paid, and income verification documents. Finally when it comes to the actual mortgage ensure you consider the terms of the mortgage and not just the rate. Different lenders have different terms and saving a little on rate could cost you way more in the long run due to a term in the mortgage you did not understand, realize or expect to get in the way of your future.