The typical first-time home buyer has limited funds for their down payment. Through an insured mortgage you can achieve your goal of home ownership. Leveraging savings in your registered retirement funds (RRSP) you can access up to $25K per person tax and interest free for your down payment. READ MORE
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First Time Home Buyer Mortgage
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Reverse Mortage
A reverse mortgage is a type of loan that allows homeowners to borrow against the equity in their home. The loan does not have to be repaid until the borrower dies, moves, or sells the home. Reverse mortgages can be an attractive option for seniors who want to supplement their income or stay in their homes longer. READ MORE
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Mortgage Refinance
Refinancing is often used by people to lower mortgage payments, pay for renovations, fund kids schooling, to invest in real estate or other investments. Sometimes we need to look at creative solutions to tap into your home equity to reduce payout penalty costs until we can refinance at your renewal date. READ MORE
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Switch / Transfer Mortgage
Not Happy with your current bank or lender? Looking to lower your payments and save on interest costs? Did you know that you can switch between lenders even if your mortgage is not up for renewal? READ MORE
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Debt Consolidation Mortgage
Are you short on cash every month? Is the weight of your unsecured debts causing you stress? A debt consolidation will lower your overall monthly payments and assist you in paying off your debt faster at lower interest. READ MORE
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Equity Mortgage Lending
Do you need to leverage the equity in your home to borrow money? Depending on your situation there could be a few options available to you. Through the consultation process we will determine what is best for you. READ MORE
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Construction Mortgages
Whether you are building one home, multiple units or have a construction project that is stalled I have a variety of solutions for you. READ MORE
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Commercial Mortgages
Using our team of professionals, we can help you with all kinds of commercial financing needs. READ MORE
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Business Financing
Finance your business without tying up all of your everyday cash. As a small to medium business owner your cash is important to you and your operations. So being able to grow and still keep your cash is very important in solutions available to you. READ MORE
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Private Lending
Do you have RRSP’s, Stocks, Savings or other investments that are under performing on their rate of return? Securing your capital against real estate for higher rate returns is something you may want to consider. READ MORE
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Real Estate Investment Advising
Hi Everyone. My name is Keith Uthe and I am a Certified Real Estate Investment Advisor, Licensed Mortgage Agent, Realtor and Real Estate Investor. I began investing in real estate in 2003, along with my partner; Nancy in 2003 and we now own 17 doors, have five joint venture partnerships. READ MORE
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Investment Property Mortgage
As a real estate investor myself I understand the challenges investors face qualifying for mortgages. I know that I must understand your goals to best serve you. READ MORE
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Flip Financing
Do you like to renovate and flip property as a business? Are you completing renovations on a property you will keep? I know the financing challenges you face and the solutions that will work for you. READ MORE
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Spousal Buyout Mortgage
Are going through a separation or divorce? Do you or your spouse want to stay in your matrimonial home? If so then this program is the solution for you. READ MORE