What is the difference between going to my bank and using a mortgage broker?

The difference lies in the options and convenience. When you go to your bank, you are limited to their mortgage products. In contrast, a mortgage broker offers access to various lenders and can find the best mortgage solution tailored to your needs. They can negotiate better rates and terms and provide unbiased advice. Ultimately, a mortgage broker gives you more choice and saves you time and effort in finding the right mortgage.