• Keith Uthe Demystifying Mortgages Logo
(403) 614-8843
E-MAIL NOW
APPLY NOW
Need Credit Repair
Need Credit Repair Receive Rate and Market Updates Get prequalified in 2 mins APPLY NOW E-MAIL NOW
(403) 614-8843
  • Home
  • About Us
  • Residential Mortgages
    • First Time Home Buyers
    • Refinance
    • Switch / Transfer
    • Debt Consolidation
    • Equity Lending
    • Construction Mortgages
    • Commercial Mortgages
    • Business Financing
    • Private Lending
    • Real Estate Investment Advising
    • Rental Property Financing
    • Renovation Financing
    • Flip Financing
    • Spousal Buyout
  • Service Areas
    • Calgary
    • Red Deer
    • Lethbridge
    • Edmonton
    • Medicine Hat
    • Across Canada
  • Testimonial
  • Mortgage Calculator
  • Credit Repair
  • Corporate Mortgage Rate
  • Smith Manoeuvre Mortgages
  • Blog
  • Contact Us
Blog by Keith Uthe Demystifying Mortgages
  • Qualifying Criteria For Investors

    Author: Keith Uthe Demystifying Mortgages | Jan 14, 2022 | Categories: Certified Real Estate Investment Adviser , Home Mortgage , mortgage prequalifying

    You may have heard that the Government is proposing new tougher qualifying criteria for investors. Below is an article that goes into details.

    Read More


  • The Smith Maneuver: The Loophole Canadian Real Estate Owners Use To Lower Taxes

    Author: External Author | Dec 29, 2021 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , First Time Home Buyers , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Stephen Punwasi

    Original Article Posted on:  Dec 27, 2021

    Link to Original Article:  https://betterdwelling.com/the-smith-maneuver-the-loophole-canadian-real-estate-owners-use-to-lower-taxes/amp/

    Read More


  • 5 Canadian Housing Market Predictions for 2021

    Author: External Author | Jan 20, 2021 | Categories: Certified Real Estate Investment Adviser , Licensed Mortgage Agent , Mortgage Associate , Mortgage Broker , mortgage interest , Mortgage Rates

    Original Article Source Credits:   Toronto Storeys , https://torontostoreys.com/

    Article Written By:  Ainsley Smith

    Original Article Posted on:  December 28, 2020

    Link to Original Article:  https://torontostoreys.com/housing-market-predictions-zoocasa-2021/

    Read More


  • Average Toronto Home Prices Forecast to Rise Another 6% in 2021

    Author: External Author | Dec 30, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Home Mortgage , Mortgage Broker , mortgage interest , Mortgage Refinancing , Mortgage Specialist , Second Mortgage

    Original Article Source Credits:  Toronto Storeys  , https://torontostoreys.com/

    Article Written By:  Ainsley Smith

    Original Article Posted on:  December 2, 2020

    Link to Original Article:  https://torontostoreys.com/toronto-home-prices-increase-2021-remax/

    Read More


  • Canadian Realtor Commissions Are Growing Over 11x Faster Than The Economy

    Author: External Author | Dec 23, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Construction Mortgage , Mortgage Broker , Rental Property Financing

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  NA

    Original Article Posted on:  DECEMBER 2, 2020

    Link to Original Article:  https://betterdwelling.com/canadian-realtor-commissions-are-growing-over-11x-faster-than-the-economy/

    Read More


  • First Phase of Ontario’s ‘Modernized’ Real Estate Rules Officially in Effect

    Author: External Author | Oct 14, 2020 | Categories: Certified Real Estate Investment Adviser , Home Mortgage , Mortgage Associate , Mortgage Broker , Mortgage Refinancing , Mortgage Specialist , Second Mortgage

    Original Article Source Credits:   Toronto storeys , https://torontostoreys.com/

    Article Written By:   Ainsley Smith

    Original Article Posted on:  October 1, 2020

    Link to Original Article:  https://torontostoreys.com/first-phase-ontario-real-estate-rules-tresa/

    Read More


  • How to Prepare for a Mortgage  in 7 Quick Steps

    Author: Keith Uthe Demystifying Mortgages | Sep 21, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying

    How to Prepare for a Mortgage in 7 Quick Steps - Blog by Keith Uthe Demystifying Mortgages

    Getting the best mortgage on your home makes a huge difference in affordability, financial wealth and abundance. It can save you hundreds or cost you thousands.

    Read More


  • Real Estate Investors Skip Paying Loans While Raising Billions

    Author: External Author | Sep 09, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Construction Mortgage , Debt Consolidation , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Original Article Source Credits: Yahoo Finance , https://ca.finance.yahoo.com/

    Article Written By: John Gittelsohn

    Original Article Posted on: August 24, 2020

    Link to Original Article:  https://ca.finance.yahoo.com/news/real-estate-investors-skip-paying-110000020.html

    Read More


  • Bank of Canada Hints at No Interest Rate Hikes Until 2023

    Author: External Author | Aug 19, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist

    Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By : Steve Huebl

    Original Article Posted on : July 16, 2020

    Link to Original Article:  https://www.canadianmortgagetrends.com/2020/07/bank-of-canada-hints-at-no-interest-rate-hikes-until-2023/

    Read More


  • Bank of Canada Lowers Benchmark Qualifying Rate to 4.79%

    Author: Keith Uthe Demystifying Mortgages | Aug 16, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Bank of Canada Lowers Benchmark Qualifying Rate to 4.79 - Blog by Keith Uthe Demystifying Mortgages

    For the second time since the beginning of the pandemic, the Bank of Canada has lowered the benchmark qualifying rate a further .15% to 4.79%. For a buyer with an annual income of $80,000 that is approximately $6,300 of additional mortgage space compared to the previous qualifying rate of 4.94% and approximately $11,000 more than the qualifying rate of 5.04% that was in place at the beginning of the pandemic.

    Read More


  • Overview of Q1 2020 National Mortgage and Credit Trends

    Author: External Author | Aug 12, 2020 | Categories: Certified Real Estate Investment Adviser , Construction Mortgage , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing

    Original Article Source Credits: Canada Mortgage and Housing Corporation , https://www.cmhc-schl.gc.ca/

    Article Written By : NA

    Original Article Posted on : July 15, 2020

    Link to Original Article:  https://www.cmhc-schl.gc.ca/en/housing-observer-online/2020-housing-observer/overview-q12020-national-mortgage-credit-trends

    Read More


  • How the Government Has Saved the Economy from COVID-19…So Far

    Author: External Author | Aug 05, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing

    Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By : Steve Huebl

    Original Article Posted on : July 23, 2020

    Link to Original Article:  https://www.canadianmortgagetrends.com/2020/07/how-the-government-has-saved-the-economy-from-covid-19-so-far/

    Read More


  • Design your Financial Life with a Certified Financial Life Professional

    Author: Keith Uthe Demystifying Mortgages | Aug 04, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage preapproval , Mortgage Rates

    Design your Financial Life with a Certified Financial Life Professional - Blog by Keith Uthe Demystifying Mortgages

    As most of you know, my personal vision is that 'Everyone Shall Live a Life of Abundance'. I am always seeking ways that will help me be successful in fulfilling that vision in what I do as a mortgage broker and real estate investor.

    Read More


  • How to Prepare for a Mortgage  in 7 Quick Steps

    Author: Keith Uthe Demystifying Mortgages | Jul 27, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Mortgage Associate , Mortgage Broker , mortgage interest

    How to Prepare for a Mortgage in 7 Quick Steps - Blog by Keith Uthe Demystifying Mortgages

    Getting the best mortgage on your home makes a huge difference in affordability, financial wealth and abundance. It can save you hundreds or cost you thousands.

    Read More


  • Mortgage Rates Keep Setting New Record Lows

    Author: External Author | Jul 02, 2020 | Categories: Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Broker , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing

    Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By : Steve Huebl

    Original Article Posted on : June 30, 2020

    Link to Original Article:  https://www.canadianmortgagetrends.com/2020/06/mortgage-rates-keep-setting-new-record-lows/

    Read More


  • How The New Mortgage Qualification Rules Could Soon Affect HomeBuyers

    Author: Keith Uthe Demystifying Mortgages | Jun 30, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    How The New Mortgage Qualification Rules Could Soon Affect Home Buyers - Blog by Keith Uthe Demystifying Mortgages

    In response to the COVID-19 pandemic and in an attempt to protect the economic future of Canadians, the Canadian Mortgage and Housing Corporation (CMHC) announced in early June that it would be tightening its qualification rules for mortgage insurance from July 1, 2020.  Fortunately, they are two other mortgage insurers: Genworth and Canada Guarantee and neither of them are changing their qualification rules.

    Read More


  • The Different Types Of Mortgages Available To You

    Author: Keith Uthe Demystifying Mortgages | Apr 08, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    The Different Types Of Mortgages Available To You - Blog by Keith Uthe Demystifying Mortgages

    Are you planning to buy a new house but don’t know where to begin when it comes to financing it? If you’re struggling to make sense of the mortgage system and the different options available, you’re not alone. Mortgages can be complicated if you aren’t aware of how they work. Moreover, it isn’t easy to make the right decisions based on your needs and capabilities if you don’t understand what your choices are. To help you make sense of mortgages, Keith Uthe Demystifying Mortgages has explained the different types of mortgages available to you.

    Read More


  • Canada's Mortgage Stress Test To Get An Overhaul In April

    Author: External Author | Mar 18, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Original Article Source Credits: HuffingtonPost, https://www.huffingtonpost.ca/

    Article Written By Canadian Press

    Original Article Posted on :2/18/2020

    Link to Original Article: https://www.huffingtonpost.ca/entry/mortgage-stress-test_ca_5e4c2e67c5b6eb8e95b3bcc2

    Read More


  • Latest in Mortgage News: Meridian Credit Union Raises $125 Million

    Author: External Author | Mar 11, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Original Article Source Credits:Canadian mortgage trends,https://www.canadianmortgagetrends.com/

    Article Written By Steve Huebl

    Original Article Posted on : February 26, 2020

    Link to Original Article: https://www.canadianmortgagetrends.com/2020/02/latest-in-mortgage-news-meridian-credit-union-raises-125-million/

    Read More


  • Busted! Don’t Believe These Myths About Mortgages

    Author: Keith Uthe Demystifying Mortgages | Mar 06, 2020 | Categories: Certified Real Estate Investment Adviser , Construction Mortgage , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Second Mortgage

    Busted! Don’t Believe These Myths About Mortgages - Blog by Keith Uthe Demystifying Mortgages

    One of the most intricate and difficult parts of the home-buying venture is the mortgage process. While most prospective homebuyers hire a mortgage agent to assist them with the process, there are many who avoid enlisting the services of a mortgage agent because of the myths and misconceptions they’ve come across. 

    Read More


1 2Next »

Tags

  • Business Financing
  • Certified Real Estate Investment Adviser
  • Commercial Financing
  • Construction Mortgage
  • Debt Consolidation
  • First Time Home Buyers
  • Home Mortgage
  • Licensed Mortgage Agent
  • Lowest mortgage rate
  • Mortgage Associate
  • Mortgage Broker
  • mortgage interest
  • mortgage preapproval
  • mortgage prequalifying
  • Mortgage Rates
  • Mortgage Refinancing
  • Mortgage Specialist
  • Rental Property Financing
  • Second Mortgage

Recent Posts

  • Qualifying Criteria For Investors
  • The Smith Maneuver: The Loophole Canadian Real Estate Owners Use To Lower Taxes
  • 5 Canadian Housing Market Predictions for 2021
  • Average Toronto Home Prices Forecast to Rise Another 6% in 2021
  • Canadian Realtor Commissions Are Growing Over 11x Faster Than The Economy
  • First Phase of Ontario’s ‘Modernized’ Real Estate Rules Officially in Effect
  • How to Prepare for a Mortgage  in 7 Quick Steps
  • Real Estate Investors Skip Paying Loans While Raising Billions
  • Bank of Canada Hints at No Interest Rate Hikes Until 2023
  • Bank of Canada Lowers Benchmark Qualifying Rate to 4.79%
101, 6420 6A Street SE Calgary, AB T2H 2B7.

Free Guides

Copyright © 2022 - Keith Uthe Demystifying Mortgages
Powered By Webware.io
Keith Uthe Demystifying Mortgages
Copyright © 2022
101, 6420 6A Street SE Calgary, AB T2H 2B7.

Free Guides

Powered By Webware.io
  • Receive Rate and Market Updates
  • Get prequalified in 2 mins
  • Home
  • About Us
  • Residential Mortgages
    • Residential Mortgages
    • First Time Home Buyers
    • Refinance
    • Switch / Transfer
    • Debt Consolidation
    • Equity Lending
    • Construction Mortgages
    • Commercial Mortgages
    • Business Financing
    • Private Lending
    • Real Estate Investment Advising
    • Rental Property Financing
    • Renovation Financing
    • Flip Financing
    • Spousal Buyout
  • Service Areas
    • Service Areas
    • Calgary
    • Red Deer
    • Lethbridge
    • Edmonton
    • Medicine Hat
    • Across Canada
  • Testimonial
  • Mortgage Calculator
  • Credit Repair
  • Corporate Mortgage Rate
  • Smith Manoeuvre Mortgages
  • Blog
  • Contact Us