Author:
External Author
|
Dec 29, 2021
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Debt Consolidation
,
First Time Home Buyers
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
,
Second Mortgage
Original Article Source Credits: Better Dwelling, https://betterdwelling.com/
Article Written By: Stephen Punwasi
Original Article Posted on: Dec 27, 2021
Link to Original Article: https://betterdwelling.com/the-smith-maneuver-the-loophole-canadian-real-estate-owners-use-to-lower-taxes
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Author:
Keith Uthe Demystifying Mortgages
|
Aug 05, 2021
|
Categories:
Home Mortgage
,
Mortgage Broker
,
mortgage preapproval
If you want to purchase a house but are unsure about how much you can spend, knowing which homes are within your range is difficult. For example, you might find a property that looks exactly like your dreams but have no idea about whether it’s a realistic option for your budget. In such cases, it helps if you get a pre-approval. A pre-approval means that a lender has agreed, in principle, to lend you a specific amount towards the purchase of a house. However, they have not yet proceeded to the final approval. A pre-approval allows you to know the maximum funds available to you so you can narrow your search and negotiate with more certainty.
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Author:
Keith Uthe Demystifying Mortgages
|
Sep 21, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
Getting the best mortgage on your home makes a huge difference in affordability, financial wealth and abundance. It can save you hundreds or cost you thousands.
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Author:
External Author
|
Sep 09, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Construction Mortgage
,
Debt Consolidation
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
,
Second Mortgage
Original Article Source Credits: Yahoo Finance , https://ca.finance.yahoo.com/
Article Written By: John Gittelsohn
Original Article Posted on: August 24, 2020
Link to Original Article: https://ca.finance.yahoo.com/news/real-estate-investors-skip-paying-110000020.html
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Author:
External Author
|
Aug 19, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/
Article Written By : Steve Huebl
Original Article Posted on : July 16, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/07/bank-of-canada-hints-at-no-interest-rate-hikes-until-2023/
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Author:
Keith Uthe Demystifying Mortgages
|
Aug 16, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Debt Consolidation
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
,
Second Mortgage
For the second time since the beginning of the pandemic, the Bank of Canada has lowered the benchmark qualifying rate a further .15% to 4.79%. For a buyer with an annual income of $80,000 that is approximately $6,300 of additional mortgage space compared to the previous qualifying rate of 4.94% and approximately $11,000 more than the qualifying rate of 5.04% that was in place at the beginning of the pandemic.
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Author:
External Author
|
Aug 12, 2020
|
Categories:
Certified Real Estate Investment Adviser
,
Construction Mortgage
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
Original Article Source Credits: Canada Mortgage and Housing Corporation , https://www.cmhc-schl.gc.ca/
Article Written By : NA
Original Article Posted on : July 15, 2020
Link to Original Article: https://www.cmhc-schl.gc.ca/en/housing-observer-online/2020-housing-observer/overview-q12020-national-mortgage-credit-trends
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Author:
External Author
|
Aug 05, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/
Article Written By : Steve Huebl
Original Article Posted on : July 23, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/07/how-the-government-has-saved-the-economy-from-covid-19-so-far/
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Author:
Keith Uthe Demystifying Mortgages
|
Aug 04, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Debt Consolidation
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage preapproval
,
Mortgage Rates
As most of you know, my personal vision is that 'Everyone Shall Live a Life of Abundance'. I am always seeking ways that will help me be successful in fulfilling that vision in what I do as a mortgage broker and real estate investor.
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Author:
External Author
|
Jul 02, 2020
|
Categories:
Construction Mortgage
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
,
Second Mortgage
Original Article Source Credits: The chronicle herald , https://www.thechronicleherald.ca/
Article Written By : Myke Thomas
Original Article Posted on : Jun 19
Link to Original Article: https://www.thechronicleherald.ca/lifestyles/homes/bank-of-canada-expected-to-hold-overnight-target-rate-464282/
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Author:
External Author
|
Jul 02, 2020
|
Categories:
Construction Mortgage
,
Debt Consolidation
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/
Article Written By : Steve Huebl
Original Article Posted on : June 24, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/06/home-sales-prices-wont-fully-recover-2022-says-cmhc/
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Author:
External Author
|
Jul 02, 2020
|
Categories:
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Debt Consolidation
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Broker
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/
Article Written By : Steve Huebl
Original Article Posted on : June 30, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/06/mortgage-rates-keep-setting-new-record-lows/
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Author:
Keith Uthe Demystifying Mortgages
|
Jun 30, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Debt Consolidation
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
,
Second Mortgage
In response to the COVID-19 pandemic and in an attempt to protect the economic future of Canadians, the Canadian Mortgage and Housing Corporation (CMHC) announced in early June that it would be tightening its qualification rules for mortgage insurance from July 1, 2020. Fortunately, they are two other mortgage insurers: Genworth and Canada Guarantee and neither of them are changing their qualification rules.
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Author:
External Author
|
Jun 03, 2020
|
Categories:
Mortgage Associate
,
Mortgage Broker
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Refinancing
,
Rental Property Financing
,
Second Mortgage
Original Article Source Credits: Canadian mortgage trends , https://www.canadianmortgagetrends.com/
Article Written By : Steve Huebl
Original Article Posted on : April 22, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/04/one-in-20-homeowners-have-missed-a-mortgage-payment-due-to-covid-19/
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Author:
External Author
|
May 20, 2020
|
Categories:
Home Mortgage
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Specialist
,
Second Mortgage
Original Article Source Credits: Cision , https://www.newswire.ca/
Article Written By : NA
Original Article Posted on : Mar 26, 2020
Link to Original Article: https://www.newswire.ca/news-releases/cmhc-expands-insured-mortgage-purchase-program-816774510.html
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Author:
External Author
|
Apr 22, 2020
|
Categories:
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
Original Article Source Credits: Toronto Storeys , https://torontostoreys.com/
Article Written By : Toronto Storeys
Original Article Posted on : April 9, 2020
Link to Original Article: https://torontostoreys.com/canadians-refinancing-mortgages-coronavirus/
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Author:
External Author
|
Apr 08, 2020
|
Categories:
Business Financing
,
Construction Mortgage
,
Home Mortgage
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
Read More
Author:
Keith Uthe Demystifying Mortgages
|
Apr 08, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Debt Consolidation
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
,
Second Mortgage
Are you planning to buy a new house but don’t know where to begin when it comes to financing it? If you’re struggling to make sense of the mortgage system and the different options available, you’re not alone. Mortgages can be complicated if you aren’t aware of how they work. Moreover, it isn’t easy to make the right decisions based on your needs and capabilities if you don’t understand what your choices are. To help you make sense of mortgages, Keith Uthe Demystifying Mortgages has explained the different types of mortgages available to you.
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Author:
External Author
|
Mar 18, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Debt Consolidation
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
,
Second Mortgage
Original Article Source Credits: HuffingtonPost, https://www.huffingtonpost.ca/
Article Written By Canadian Press
Original Article Posted on :2/18/2020
Link to Original Article: https://www.huffingtonpost.ca/entry/mortgage-stress-test_ca_5e4c2e67c5b6eb8e95b3bcc2
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Author:
External Author
|
Mar 11, 2020
|
Categories:
Business Financing
,
Certified Real Estate Investment Adviser
,
Commercial Financing
,
Construction Mortgage
,
Debt Consolidation
,
Home Mortgage
,
Licensed Mortgage Agent
,
Lowest mortgage rate
,
Mortgage Associate
,
Mortgage Broker
,
mortgage interest
,
mortgage preapproval
,
mortgage prequalifying
,
Mortgage Rates
,
Mortgage Refinancing
,
Mortgage Specialist
,
Rental Property Financing
,
Second Mortgage
Original Article Source Credits:Canadian mortgage trends,https://www.canadianmortgagetrends.com/
Article Written By Steve Huebl
Original Article Posted on : February 26, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/02/latest-in-mortgage-news-meridian-credit-union-raises-125-million/
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