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Blog by Keith Uthe Demystifying Mortgages
  • The Truth About How Fixed Rates Are Determined

    Author: Keith Uthe Demystifying Mortgages | Jan 17, 2022 | Categories: Home Mortgage , Mortgage Broker , Mortgage Rates

    The Truth About How Fixed Rates Are Determined - Blog by Keith Uthe Demystifying Mortgages

    Purchasing a new home is exciting and, of course, one of the biggest purchases you will ever make. And if you’re like most people who need to borrow money by taking out a mortgage, you will need to decide whether you should choose a fixed rate or a variable rate mortgage.

    Read More


  • Qualifying Criteria For Investors

    Author: Keith Uthe Demystifying Mortgages | Jan 14, 2022 | Categories: Certified Real Estate Investment Adviser , Home Mortgage , mortgage prequalifying

    You may have heard that the Government is proposing new tougher qualifying criteria for investors. Below is an article that goes into details.

    Read More


  • The Smith Maneuver: The Loophole Canadian Real Estate Owners Use To Lower Taxes

    Author: External Author | Dec 29, 2021 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , First Time Home Buyers , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Stephen Punwasi

    Original Article Posted on:  Dec 27, 2021

    Link to Original Article:  https://betterdwelling.com/the-smith-maneuver-the-loophole-canadian-real-estate-owners-use-to-lower-taxes/amp/

    Read More


  • Season’s Greetings From Keith Uthe Demystifying Mortgages

    Author: Keith Uthe Demystifying Mortgages | Dec 02, 2021 | Categories: Home Mortgage , Mortgage Broker , Mortgage Specialist

    Season’s Greetings From Keith Uthe Demystifying Mortgages

    Keith Uthe Demystifying Mortgages wishes you all the best for the Holiday Season! May your time with family and friends be filled with joy, love, and happiness. We are looking forward to a new normal in 2022, full of growth and abundance for everyone!

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  • MARC & MANDY - Keith Uthe Benefits of a Mortgage Broker V2 1

    Author: Keith Uthe Demystifying Mortgages | Nov 22, 2021 | Categories: Commercial Financing , Home Mortgage , Mortgage Broker

    Read More


  • MARC & MANDY - Keith Uthe Difference Between Fixed & Variable Rate Mortgages

    Author: Keith Uthe Demystifying Mortgages | Nov 22, 2021 | Categories: Commercial Financing , Home Mortgage , Mortgage Broker

    Read More


  • Mark & Mandy - Keith Uthe Tips For Being Pre Approved For A Mortgage

    Author: Keith Uthe Demystifying Mortgages | Nov 22, 2021 | Categories: Commercial Financing , Home Mortgage , Mortgage Broker

    Read More


  • Six Tips To Ensure You Have The Right Documents For Mortgage Financing

    Author: Keith Uthe Demystifying Mortgages | Nov 08, 2021 | Categories: Commercial Financing , Home Mortgage , Mortgage Broker

    Six Tips To Ensure You Have The Right Documents For Mortgage Financing - Blog by Keith Uthe Demystifying Mortgages

    As a home buyer or investor, purchasing a property is one of the best and biggest long-term investments that you will make. We work to make the process as simple as possible which is also made possible by the quality and thoroughness of the documents you provide. Being a huge financial investment, you need to make sure that you have all your financial records and information in order, especially when you take on a mortgage. This will help with finding you the best mortgage product and ensure your mortgage approval process will go smoothly and efficiently. 

    Read More


  • Four Ways To Overcome Not Qualifying For A Mortgage

    Author: Keith Uthe Demystifying Mortgages | Oct 05, 2021 | Categories: Home Mortgage , Mortgage Associate , Mortgage Broker

    Four Ways To Overcome Not Qualifying For A Mortgage - Blog by Keith Uthe Demystifying Mortgages

    When trying to obtain mortgage financing, the last thing anyone wants to hear is that they can’t qualify for a mortgage or the mortgage amount expected. Being denied financing is frustrating, embarrassing, and disappointing. However, if this happens to you, it is important to clearly understand why your application was declined. Often, other financing options or opportunities could be considered depending on why your application was turned down or your qualifying amount reduced. At Keith Uthe Demystifying Mortgages, I understand that the mortgage process can get hard, especially when faced with rejection. This is why I have written down four ways to overcome not qualifying for a mortgage. Anyone seeking financing for a new home purchase or refinancing will find this beneficial.

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  • A Beginner’s Guide To The Top Five Cost Surprises For First Time Home Buyers

    Author: Keith Uthe Demystifying Mortgages | Sep 03, 2021 | Categories: First Time Home Buyers , Home Mortgage , Mortgage Broker

    A Beginner’s Guide To The Top Five Cost Surprises For First Time Home Buyers - Blog by Keith Uthe Demystifying Mortgages

    A home is one of the most rewarding purchases you can make, but it definitely comes with its share of unpredictable expenses. As much as possible, you want to avoid being caught by surprise as a house is a large investment. So, before you proceed to purchase a house, make sure you have an idea of what you’re getting into and whether you can afford it. You don’t want to fall in love with a home only to find out that the cost of living there will overextend you. To help you take into account all of the expenses involved, Keith Uthe Demystifying Mortgages has created a Beginner’s Guide to the top five cost surprises for first-time homebuyers. We’ve also included other items you should be considering, so you’re not shocked when the bills start arriving.

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  • The Truth About Mortgage Pre-approvals

    Author: Keith Uthe Demystifying Mortgages | Aug 05, 2021 | Categories: Home Mortgage , Mortgage Broker , mortgage preapproval

    The Truth About Mortgage Pre Approvals - Blog by Keith Uthe Demystifying Mortgages

    If you want to purchase a house but are unsure about how much you can spend, knowing which homes are within your range is difficult. For example, you might find a property that looks exactly like your dreams but have no idea about whether it’s a realistic option for your budget. In such cases, it helps if you get a pre-approval. A pre-approval means that a lender has agreed, in principle, to lend you a specific amount towards the purchase of a house. However, they have not yet proceeded to the final approval. A pre-approval allows you to know the maximum funds available to you so you can narrow your search and negotiate with more certainty.

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  • High Lumber Prices Impacting Home Building Costs

    Author: Keith Uthe Demystifying Mortgages | Jul 09, 2021 | Categories: Commercial Financing , Construction Mortgage , Home Mortgage , Mortgage Broker

    High Lumber Prices Impacting Home Building Costs - Blog by Keith Uthe Demystifying Mortgages

    The COVID-19 pandemic has pushed up the cost of building materials significantly. Consequently, The National Association of Home Builders (NAHB) estimates that high lumber prices are currently adding at least $24,000 to the price of a typical new single-family home.

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  • These Factors Can Significantly Impact Credit Scores

    Author: External Author | Jun 16, 2021 | Categories: Home Mortgage , Mortgage Associate , Mortgage Broker

    Original Article Source Credits:   Loans Canada , https://loanscanada.ca/

    Article Written By:  MATTHEW TAYLOR

    Original Article Posted on:  NA

    Link to Original Article:  https://loanscanada.ca/credit/these-factors-hurt-your-credit-the-most/

    Read More


  • Canadian Real Estate Is Seeing Home Buyers Fall Faster Than Sellers

    Author: External Author | Jun 09, 2021 | Categories: Home Mortgage , Mortgage Associate , Mortgage Broker , Mortgage Rates

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Kaitlin Last

    Original Article Posted on:  MAY 24, 2021

    Link to Original Article:  https://betterdwelling.com/canadian-real-estate-is-seeing-home-buyers-fall-faster-than-sellers/

    Read More


  • Canadian Real Estate Sales Are Forecast To Slow, And Its Going To Drag The Economy

    Author: External Author | May 19, 2021 | Categories: Home Mortgage , Mortgage Associate , Mortgage Broker

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Daniel Wong

    Original Article Posted on:  APRIL 27, 2021

    Link to Original Article:  https://betterdwelling.com/canadian-real-estate-sales-are-forecast-to-slow-and-its-going-to-drag-the-economy/

    Read More


  • Forget a Crash: Canada Housing Market Just Got a Big Thumbs-Up!

    Author: External Author | Feb 24, 2021 | Categories: Construction Mortgage , Home Mortgage , Mortgage Associate , mortgage interest , Mortgage Specialist

    Original Article Source Credits:   The Motley Fool , https://www.fool.ca/

    Article Written By:  Vineet Kulkarni 

    Original Article Posted on:  January 22, 2021 

    Link to Original Article:  https://www.fool.ca/2021/01/22/forget-a-crash-canada-housing-market-just-got-a-big-thumbs-up/

    Read More


  • How Keith Uthe Demystifying Mortgages Helped A Client Secure Financing

    Author: Keith Uthe Demystifying Mortgages | Feb 11, 2021 | Categories: Home Mortgage , Mortgage Associate , Mortgage Broker

    How Keith Uthe Demystifying Mortgages Helped A Client Secure Financing

    As a licensed mortgage broker and agent in Calgary, Alberta, I help clients find the right mortgage solution for their situation and ensure they get financial security and peace of mind. 

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  • Tight Market Conditions Keep Home Prices at Historic Highs

    Author: External Author | Jan 27, 2021 | Categories: Business Financing , Home Mortgage , Mortgage Associate , Mortgage Broker , mortgage interest , Mortgage Rates

    Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By:  Steve Huebl

    Original Article Posted on:  December 17, 2020

    Link to Original Article:  https://www.canadianmortgagetrends.com/2020/12/tight-market-conditions-keep-home-sales-and-prices-at-historical-highs/

    Read More


  • How Canada’s Mortgage Lenders Adapted to the ‘New Normal’

    Author: External Author | Jan 13, 2021 | Categories: Home Mortgage , Licensed Mortgage Agent , Mortgage Associate , Mortgage Broker , Mortgage Specialist

    Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By:  Steve Huebl

    Original Article Posted on:  December 11, 2020

    Link to Original Article:  https://www.canadianmortgagetrends.com/2020/12/how-canadas-mortgage-lenders-adapted-to-the-new-normal/

    Read More


  • How To Overcome Your Limitations Of Growing Wealth For Retirement Income

    Author: Keith Uthe Demystifying Mortgages | Jan 08, 2021 | Categories: Home Mortgage , Mortgage Associate , Mortgage Broker

    How To Overcome Your Limitations Of Growing Wealth For Retirement Income - Blog by Keith Uthe Demystifying Mortgages

    As the cost of living continues to increase, it can be challenging to meet new requirements or make provisions for a better life once you’ve retired. High taxes, living costs, the cost of non-deductible mortgages, and inadequate pensions can also affect your savings for retirement.

    Read More


1 23Next »

Tags

  • Business Financing
  • Certified Real Estate Investment Adviser
  • Commercial Financing
  • Construction Mortgage
  • Debt Consolidation
  • First Time Home Buyers
  • Home Mortgage
  • Licensed Mortgage Agent
  • Lowest mortgage rate
  • Mortgage Associate
  • Mortgage Broker
  • mortgage interest
  • mortgage preapproval
  • mortgage prequalifying
  • Mortgage Rates
  • Mortgage Refinancing
  • Mortgage Specialist
  • Rental Property Financing
  • Second Mortgage

Recent Posts

  • The Truth About How Fixed Rates Are Determined
  • Qualifying Criteria For Investors
  • The Smith Maneuver: The Loophole Canadian Real Estate Owners Use To Lower Taxes
  • Season’s Greetings From Keith Uthe Demystifying Mortgages
  • MARC & MANDY - Keith Uthe Benefits of a Mortgage Broker V2 1
  • MARC & MANDY - Keith Uthe Difference Between Fixed & Variable Rate Mortgages
  • Mark & Mandy - Keith Uthe Tips For Being Pre Approved For A Mortgage
  • Six Tips To Ensure You Have The Right Documents For Mortgage Financing
  • Four Ways To Overcome Not Qualifying For A Mortgage
  • A Beginner’s Guide To The Top Five Cost Surprises For First Time Home Buyers
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Keith Uthe Demystifying Mortgages
Copyright © 2022
101, 6420 6A Street SE Calgary, AB T2H 2B7.

Free Guides

Powered By Webware.io
  • Receive Rate and Market Updates
  • Get prequalified in 2 mins
  • Home
  • About Us
  • Residential Mortgages
    • Residential Mortgages
    • First Time Home Buyers
    • Refinance
    • Switch / Transfer
    • Debt Consolidation
    • Equity Lending
    • Construction Mortgages
    • Commercial Mortgages
    • Business Financing
    • Private Lending
    • Real Estate Investment Advising
    • Rental Property Financing
    • Renovation Financing
    • Flip Financing
    • Spousal Buyout
  • Service Areas
    • Service Areas
    • Calgary
    • Red Deer
    • Lethbridge
    • Edmonton
    • Medicine Hat
    • Across Canada
  • Testimonial
  • Mortgage Calculator
  • Credit Repair
  • Corporate Mortgage Rate
  • Smith Manoeuvre Mortgages
  • Blog
  • Contact Us