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Blog by Keith Uthe Demystifying Mortgages
  • How The New Mortgage Qualification Rules Could Soon Affect HomeBuyers

    Author: Keith Uthe Demystifying Mortgages | Jun 30, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    How The New Mortgage Qualification Rules Could Soon Affect Home Buyers - Blog by Keith Uthe Demystifying Mortgages

    In response to the COVID-19 pandemic and in an attempt to protect the economic future of Canadians, the Canadian Mortgage and Housing Corporation (CMHC) announced in early June that it would be tightening its qualification rules for mortgage insurance from July 1, 2020.  Fortunately, they are two other mortgage insurers: Genworth and Canada Guarantee and neither of them are changing their qualification rules.

    Read More


  • One in 20 Homeowners Have Missed a Mortgage Payment Due to COVID-19

    Author: External Author | Jun 03, 2020 | Categories: Mortgage Associate , Mortgage Broker , mortgage preapproval , mortgage prequalifying , Mortgage Refinancing , Rental Property Financing , Second Mortgage

    Original Article Source Credits: Canadian mortgage trends , https://www.canadianmortgagetrends.com/

    Article Written By : Steve Huebl

    Original Article Posted on : April 22, 2020

    Link to Original Article:  https://www.canadianmortgagetrends.com/2020/04/one-in-20-homeowners-have-missed-a-mortgage-payment-due-to-covid-19/

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  • OSFI announces regulatory flexibility to support COVID-19 efforts

    Author: External Author | May 27, 2020 | Categories: Business Financing , Commercial Financing , Mortgage Broker , mortgage prequalifying , Mortgage Refinancing , Rental Property Financing

    Original Article Source Credits:  Cision , https://www.newswire.ca/

    Article Written By : NA

    Original Article Posted on : Mar 27, 2020

    Link to Original Article:  https://www.newswire.ca/news-releases/osfi-announces-regulatory-flexibility-to-support-covid-19-efforts-857114960.html

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  • CMHC expands Insured Mortgage Purchase Program

    Author: External Author | May 20, 2020 | Categories: Home Mortgage , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Specialist , Second Mortgage

    Original Article Source Credits: Cision  , https://www.newswire.ca/

    Article Written By : NA

    Original Article Posted on : Mar 26, 2020

    Link to Original Article:  https://www.newswire.ca/news-releases/cmhc-expands-insured-mortgage-purchase-program-816774510.html

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  • COVID-19: Actions to Support the Economy and Financial System

    Author: External Author | May 06, 2020 | Categories: Business Financing , Commercial Financing , mortgage interest , mortgage prequalifying , Mortgage Rates , Mortgage Specialist

    Original Article Source Credits:Bank of Canada , https://www.bankofcanada.ca/

    Article Written By : NA

    Original Article Posted on : NA

    Link to Original Article:  https://www.bankofcanada.ca/markets/market-operations-liquidity-provision/covid-19-actions-support-economy-financial-system/

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  • What Is Going On With Canadian Real Estate In The Pandemic?

    Author: External Author | Apr 29, 2020 | Categories: Home Mortgage , Mortgage Associate , Mortgage Broker

    Original Article Source Credits: HuffPost News , https://www.huffingtonpost.ca/

     Article Written By : HuffPost Canada Staff

    Original Article Posted on : 04/06/2020

    Link to Original Article:  https://www.huffingtonpost.ca/entry/real-estate-pandemic-canada_ca_5e89fa19c5b6cbaf282b09db?utm_hp_ref=ca-business

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  • Unprecedented Number of Canadians Looking to Refinance Mortgages: Report

    Author: External Author | Apr 22, 2020 | Categories: Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing

    Original Article Source Credits: Toronto Storeys , https://torontostoreys.com/

    Article Written By : Toronto Storeys

    Original Article Posted on : April 9, 2020

    Link to Original Article:  https://torontostoreys.com/canadians-refinancing-mortgages-coronavirus/

    Read More


  • Mortgage Rates Falling as Economic Turmoil Persists

    Author: External Author | Apr 08, 2020 | Categories: Business Financing , Construction Mortgage , Home Mortgage , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates

    Original Article Source Credits:canadianmortgagetrends , https://www.canadianmortgagetrends.com/

    Article Written By :Steve Huebl

    Original Article Posted on :March 11, 2020

    Link to Original Article:https://www.canadianmortgagetrends.com/2020/03/latest-in-mortgage-news-mortgage-rates-falling-as-economic-turmoil-persists/

    Read More


  • The Different Types Of Mortgages Available To You

    Author: Keith Uthe Demystifying Mortgages | Apr 08, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    The Different Types Of Mortgages Available To You - Blog by Keith Uthe Demystifying Mortgages

    Are you planning to buy a new house but don’t know where to begin when it comes to financing it? If you’re struggling to make sense of the mortgage system and the different options available, you’re not alone. Mortgages can be complicated if you aren’t aware of how they work. Moreover, it isn’t easy to make the right decisions based on your needs and capabilities if you don’t understand what your choices are. To help you make sense of mortgages, Keith Uthe Demystifying Mortgages has explained the different types of mortgages available to you.

    Read More


  • Borrowing to buy a house? Mortgage rates to fall following Bank of Canada rate cut

    Author: External Author | Apr 01, 2020 | Categories: Home Mortgage , Lowest mortgage rate , Mortgage Broker , mortgage interest , mortgage prequalifying , Mortgage Rates

    Original Article Source Credits:thestar , >https://www.thestar.com/

    Article Written By :Michael Lewis

    Original Article Posted on :March 5, 2020

    Link to Original Article:https://www.thestar.com/business/real_estate/2020/03/05/borrowing-to-buy-a-house-mortgage-rates-to-fall-following-bank-of-canada-rate-cut.html

    Read More


  • Canada's Mortgage Stress Test To Get An Overhaul In April

    Author: External Author | Mar 18, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Original Article Source Credits: HuffingtonPost, https://www.huffingtonpost.ca/

    Article Written By Canadian Press

    Original Article Posted on :2/18/2020

    Link to Original Article: https://www.huffingtonpost.ca/entry/mortgage-stress-test_ca_5e4c2e67c5b6eb8e95b3bcc2

    Read More


  • Latest in Mortgage News: Meridian Credit Union Raises $125 Million

    Author: External Author | Mar 11, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Original Article Source Credits:Canadian mortgage trends,https://www.canadianmortgagetrends.com/

    Article Written By Steve Huebl

    Original Article Posted on : February 26, 2020

    Link to Original Article: https://www.canadianmortgagetrends.com/2020/02/latest-in-mortgage-news-meridian-credit-union-raises-125-million/

    Read More


  • Busted! Don’t Believe These Myths About Mortgages

    Author: Keith Uthe Demystifying Mortgages | Mar 06, 2020 | Categories: Certified Real Estate Investment Adviser , Construction Mortgage , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Second Mortgage

    Busted! Don’t Believe These Myths About Mortgages - Blog by Keith Uthe Demystifying Mortgages

    One of the most intricate and difficult parts of the home-buying venture is the mortgage process. While most prospective homebuyers hire a mortgage agent to assist them with the process, there are many who avoid enlisting the services of a mortgage agent because of the myths and misconceptions they’ve come across. 

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  • Canada Relaxes Mortgage Qualification Rules as Rates Fall

    Author: External Author | Mar 04, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Original Article Source Credits:bloomberg, https://www.bloomberg.com/

    Article Written By  Chris Fournier

    Original Article Posted on : February 19, 2020

    Link to Original Article: https://www.bloomberg.com/news/articles/2020-02-18/morneau-eases-stress-tests-for-canadian-insured-mortgages

    Read More


  • New Mortgage Stress Test Announcement Lacks Clarity and Protection for Consumers!

    Author: Keith Uthe Demystifying Mortgages | Mar 02, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    New Mortgage Stress Test Announcement Lacks Clarity and Protection for Consumers! - Blog by Keith Uthe Demystifying Mortgages

    The problem with this new stress test is that the central bank is still allowing the 6 central banks to dictate the average interest rate that will be used as the benchmark stress test. This is unfair to those that know they get better rates and products from monoline lenders.

    Read More


  • Five Tips To Help You Improve Your Finances In 2020

    Author: Keith Uthe Demystifying Mortgages | Jan 29, 2020 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Five Tips To Help You Improve Your Finances In 2020 - Blog by Keith Uthe Demystifying Mortgages

    A New Year brings another opportunity to cultivate healthy financial habits and manage your money better. When you consult a mortgage expert, you will receive unbiased advice on how to make wise investments and help set you up for the future. As a mortgage broker or specialist in Calgary, Alberta, I, Keith Uthe, want to ensure you become more financially secure, and to do so, I have put together a list of five tips to help you improve your finances in 2020.  

    Read More


  • Bank of Canada Holds Steady On Prime Lending Rate

    Author: Keith Uthe Demystifying Mortgages | Jan 22, 2020 | Categories: Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing , Second Mortgage

    Bank of Canada Holds Steady On Prime Lending Rate - Blog by Keith Uthe Demystifying Mortgages

    The Bank of Canada has once again decided to hold the prime lending rate at 1.75%.  What this means for borrowers is that the prime rate used for most lenders is 3.95% in calculating adjustable/variable-rate mortgages.  Contact me with questions or requests for more information.  https://globalnews.ca/news/6445742/bank-of-canada-rate-announcement-jan-22-2020/

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  • Common Mistakes People Make When Getting A Mortgage

    Author: Keith Uthe Demystifying Mortgages | Dec 13, 2019 | Categories: Certified Real Estate Investment Adviser , Construction Mortgage , Home Mortgage , Licensed Mortgage Agent , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Refinancing

    Common Mistakes People Make When Getting A Mortgage - Blog by Keith Uthe Demystifying Mortgages

    Today, buying a house can be much easier than before, with the abundance of
    financial options available through a Mortgage Broker. Although Banks do not, Mortgage Brokers do offer a variety of financial products to suit a broad range of homebuyer’s needs. However, without a thorough understanding of what these mortgages entail, you could deplete your finances quickly.

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  • Season’s Greetings from Keith Uthe Demystifying Mortgages

    Author: Keith Uthe Demystifying Mortgages | Nov 20, 2019 | Categories: Business Financing , Certified Real Estate Investment Adviser , Commercial Financing , Construction Mortgage , Debt Consolidation , Home Mortgage , Licensed Mortgage Agent , Lowest mortgage rate , Mortgage Associate , Mortgage Broker , mortgage interest , mortgage preapproval , mortgage prequalifying , Mortgage Rates , Mortgage Refinancing , Mortgage Specialist , Rental Property Financing

    Season’s Greetings from Keith Uthe Demystifying Mortgages

    Keith Uthe Demystifying Mortgages wishes you the happiest of holidays this season. May the New Year be filled with joy, health, and prosperity!

    My personal vision is that ‘Everyone shall live a life of abundance.’ With that in mind, let us start 2020 off on the right foot by scheduling your five-minute mortgage review with me. Five minutes of your time could save you thousands of dollars in mortgage interest and increase your financial abundance. In recent months, we have saved clients’ between $8,000 and $20,000 in mortgage interest. Wouldn’t it be great to add that money to your wealth rather than the banks’ wealth?

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  • Immediate Distribution

    Author: Keith Uthe Demystifying Mortgages | Nov 05, 2019

    Immediate Distribution - Blog by Keith Uthe Demystifying Mortgages

    The federal election is over and it will be interesting to see over the coming months how this will affect the Canadian mortgage and real estate market.

    Many agree that mortgage rules and related policy will not be a significant priority for the Liberal government during this term. However, they have made an election promise to increase eligibility of their recently introduced First Time Homebuyer Incentive plan to assist those in larger markets such as Vancouver and Toronto.

    Read More


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Recent Posts

  • How The New Mortgage Qualification Rules Could Soon Affect HomeBuyers
  • One in 20 Homeowners Have Missed a Mortgage Payment Due to COVID-19
  • OSFI announces regulatory flexibility to support COVID-19 efforts
  • CMHC expands Insured Mortgage Purchase Program
  • COVID-19: Actions to Support the Economy and Financial System
  • What Is Going On With Canadian Real Estate In The Pandemic?
  • Unprecedented Number of Canadians Looking to Refinance Mortgages: Report
  • Mortgage Rates Falling as Economic Turmoil Persists
  • The Different Types Of Mortgages Available To You
  • Borrowing to buy a house? Mortgage rates to fall following Bank of Canada rate cut
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Free Guides

Powered By Webware.io
  • Receive Rate and Market Updates
  • Get prequalified in 2 mins
  • Home
  • About Us
  • Residential Mortgages
    • Residential Mortgages
    • First Time Home Buyers
    • Refinance
    • Switch / Transfer
    • Debt Consolidation
    • Equity Lending
    • Construction Mortgages
    • Commercial Mortgages
    • Business Financing
    • Private Lending
    • Real Estate Investment Advising
    • Rental Property Financing
    • Renovation Financing
    • Flip Financing
    • Spousal Buyout
  • Service Areas
    • Service Areas
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    • Edmonton
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    • Across Canada
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  • Corporate Mortgage Rate
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